Insurance Policies & Services from Carrie Johnson Insurance.

Carrie Johnson Insurance

The team of independent insurance agents at Carrie Johnson Insurance have been providing affordable insurance to the residents of Murrells Inlet for over 12 years. Carrie Johnson and her team offer an assortment of different insurance options and coverage plans to ensure customers and their families adequately covered. 

We offer a wide range of insurance policies, which include:

• Home Insurance
• Automobile Insurance
• Business & Commercial Insurance
• Flood Insurance
• Life Insurance

Your home is one of the most expensive investments you will make in your lifetime. Home values vary and we are very aware that a protection plan for one individual will not necessarily fit the insurance requirements of someone else. Our home insurance quotes will be specific to your needs.

In Murrells Inlet, homeowners insurance has never been more reasonable than when you receive a quote from the independent insurance agents at Carrie Johnson Insurance. The home insurance quote delivered by our agents will provide appropriate coverage for any property damage, your liability or legal responsibility for injuries or property damage caused by you, one of your family members, or even a household pet.

There are many factors to look at when selecting homeowners insurance. Floods and earthquakes are not covered under home insurance policies. Earthquake and flood coverage fall under a different insurance policy. When selecting multiple coverage’s you may qualify for a discount. Our multiple policy discounts are the best around so be sure to ask us how you can qualify.



For the homeowners of Murrells Inlet, SC our goal is to make purchasing homeowners insurance as easy, hassle-free and inexpensive as possible. Not sure if your home insurance has adequate coverage? Ask yourself these questions:

1. What happens if your house is lost due to a natural disaster or damaged by a fire? Will you need to borrow money to repair or replace it?
2. A guest in your house receives an injury due to an accident, do you have the funds required to cover their medical costs? 
3. Have you experienced a break-in or has your home ever been vandalized? Homeowners insurance will protect you against theft and vandalism and will reimburse you for any losses.
4. Do you still have a mortgage? Lenders require proof of home insurance.
   
   

Would you like a home insurance quote? If so, please click the following link to receive quick, accurate and affordable home insurance rates. Contact Form.

If you have been involved in car accident, auto insurance works to protect you against financial loss. Automobile Insurance is an agreement between you and your Murrells Inlet insurance company. The insurance company agrees to pay for losses defined within your automobile policy and you, in turn, agree to pay the premium.

Most auto insurance policies provide liability, property, and medical coverage. Any damage or theft to your car is protected through property coverage. Liability coverage pays for your legal obligation to those injured or that have sustained property damage. Medical coverage pays for the expense of treating injuries, rehabilitation, and in worst-case scenarios, funeral expenses.

Most states will require some type of auto coverage. Your vehicle lender may have a minimum insurance requirement, if you’re financing a car. There are 6 different categories of automobile insurance that you can select from depending on your needs.

The goal of auto insurance is to make sure you are financially secure. If someone’s car is stolen or totaled in a car accident, the average person doesn’t have enough money to immediately purchase a new car. In a case where you are involved in, or found at fault for an accident that may have resulted in damage or injury to another person, you could be responsible for any expenses.

Carrie Johnson Insurance has many discounts available for car insurance including good driver discounts, student discounts, and multiple policy discounts.

Commercial insurance is important for both vehicles and property as a business owner in Murrells Inlet. We offer affordable workers compensation coverage, commercial auto insurance, and general liability at Carrie Johnson Insurance.

Commercial auto insurance requirements tend to be the same, as you need for your personal travels. Coverage options can range from liability and collision to uninsured motorists. In some instances, companies may allow their employees to use the same vehicle for both personal and business reasons. Ask your commercial insurance agent in Murrells Inlet for the best company auto insurance policy to cover employees who use the same vehicle for both personal and business needs; you need a policy that will not hold you personally responsible should a claim be filed.

There are many factors to take into consideration when purchasing a business auto insurance policy. If you are working with a good insurance agent, they will ask you many specifics about how you use automobiles in your business. The questions will vary from the type of driving conducted to the people driving the vehicles and if your employees will be responsible for driving their own automobiles for your business.

General Liability is essential in every business. In case your business is ever involved in a lawsuit or held legally responsible for some type of damage or injury, general liability will provide financial protection. General Liability Protection has a broad range of options:

1. Bodily Injury including compensation for any injury that resulted in a death
2. Property Damage
3. Products-Completed Operations
4. Product Liability
5. Contractual Liability
6. Reasonable Use of Force, Borrowed Equipment, Liquor Liability, etc.



Workers Compensation Insurance assist businesses to pay benefits to employees that have been injured while working on the job and manages the employer’s financial risks. Give one of our agents a call at Carrie Johnson Insurance if you have any questions regarding your workers compensation coverage, or need workers compensation insurance.